It’s a story that we’ve seen again and again (and again and again). Shrewd gold bullion and precious metal investors should remember the critical importance of diversifying their precious metal portfolios.
This is because there are significant differences between precious metal bullion and certified precious metal coins, including their markets, valuations, fluidity, and supply. As a result, both precious metal categories have different advantages and limits. During times of great flux, it’s particularly important to maximize your options and your wealth protection with a diversified precious metal portfolio.
The most significant difference between the bullion and certified precious metal coins is the premium that coins carry over the spot price of gold. This premium can be sizeable and there’s a good reason for that. It's typically built into the price and it reflects the added value that certified precious metal coins present.